You have worked hard all day and come home through the night, only to find that you simply can't get comfortable in your own bed. It's time for you to go to work. Day two comes and you are away again to the standard rat race. You repeat the same pattern as soon as you get home. Later that night you lay in bed, thinking how you're going to pay these bills all. Despite your best attempts on the job, including overtime, it does not appear to be enough. So what can you are doing? Who can you to turn to?
Does this seem as you? Are you a Christian having sleepless nights as a result of your finances? Here are the best five reasons I've found why people get into debt:
1) Attempt to live beyond their means. Keep up with all the Joneses.
2) Lost job and bills pile up
3) Have never been taught cash management
4) Divorcing along with the other party charged up cards in the method splitting up
5) Impulse Shopping
I also was a casualty. Not from just one, but two of those debt triggers. My husband had financial woes, his was with this list. Being in debt causes you not to think clearly and has a way of having a hold for you. People in debt tend to operate out of fear - for example they blow off since it could be a collection agency on another end phone calls. How many calls have they missed? Or possibly, they write a check that it'll clear the bank; understanding full well they spent the money on luxuries and also other unnecessary surpluses that have caused the bank account to have insufficient funds.
Assure them they can get out of debt, if any of this sounds like you or somebody you know. They have to want help and not let pride or embarrassment get in their way of being helped.
At Journey To Wholeness, we work with people who want help getting their financing in order. There's no fee for our help. Why really would you pay someone to help you move out of debt?
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